userns: Use cred->user_ns instead of cred->user->user_ns

Optimize performance and prepare for the removal of the user_ns reference
from user_struct.  Remove the slow long walk through cred->user->user_ns and
instead go straight to cred->user_ns.

Acked-by: Serge Hallyn <serge.hallyn@canonical.com>
Signed-off-by: Eric W. Biederman <ebiederm@xmission.com>