xprtrdma: Initialize rb_credits in one place

Clean up/code de-duplication.

Nit: RPC_CWNDSHIFT is incorrect as the initial value for xprt->cwnd.
This mistake does not appear to have operational consequences, since
the cwnd value is replaced with a valid value upon the first Receive
completion.

Signed-off-by: Chuck Lever <chuck.lever@oracle.com>
Signed-off-by: Anna Schumaker <Anna.Schumaker@Netapp.com>